Privacy Policy

We automatically collect information about your Internet connection, including but not limited to:

• The name of the Internet domain you used to access the Internet;
• The IP address of the web site from which you linked directly to our Site;
• The date and time you accessed our Site; and
• The pages you visited.

This information ("Non-Personal Information") does not identify you personally. We use this Non-Personal Information to monitor the effectiveness of the Site and to consider potential improvements to the Site.

We request that you provide certain personally identifiable information ("Personal Information") to use certain other features of the Site. We request that you provide contact information, including but not limited to your name, address, e-mail address, and phone number. Providing such information is voluntary, and by providing such information, you consent to our collection and use of it, as described in this Privacy Policy. We do not collect any Personal Information about you when you visit the Site unless you give us that information. You may choose not to provide Personal Information via the Site, and you may choose not to participate in the Site.

We request that you provide your credit card information ("Credit Card Information") to purchase goods and services marketed through the Site. We collect Credit Card Information and use it only to process such transactions. Providing such information is voluntary, and by providing such information, you consent to our use of it, as described in this Privacy Policy. If you do not wish to provide Credit Card Information, you may select alternate means of payment if available, or you may choose not to purchase items through the Site.

We also use your Personal Information to administer your participation in the Site and to communicate information we think may be of interest to you. By providing Personal Information, you agree that we may use it in accordance with this Privacy Policy. We may use your Personal Information to provide aggregate statistics about our users, traffic patterns, and related site information to our sponsors and partners. Identifying information about the individual person shall not be disclosed unless that person has given us permission to share that information.

We may disclose your Personal Information to other users of the Site. We may use third-party service providers and suppliers to facilitate the Site and the services we provide, and they may have access to Personal Information and Credit Card Information. In addition, we may buy or sell business assets or be acquired by or acquire other organizations. In such transactions, Personal Information generally is one of the transferred business assets. In addition, in the event we merge or consolidate with another institution, Personal Information may be transferred to the successor entity. We may also disclose Personal Information if we are required or requested to do so by law.

The use of cookies enables us to enhance your visits to the Site. Cookies are alphanumeric identifiers that are transferred to your computer's hard drive through your web browser. The help portion of the toolbar on most browsers will tell you how to prevent your browser from accepting new cookies, but this may limit your ability to use some features of the Site. Cookies enable us to recognize your browser and provide features that are tailored to your needs.

We may use information from cookies for purposes of planning and tracking, as well as assessing the technical function of the Site. We may also use cookies to track information about which pages you visit within the Site to help us gauge the effectiveness of the Site or our content.

We may provide links on the Site to other sites of interest or to sites that perform services for us. We do not review or endorse the content of these sites or guarantee that they will abide by this Privacy Policy. Your use of such linked sites is subject to the terms of service and privacy policies of the providers of those sites. We encourage our users to be aware when they leave our Site and to read the privacy statements of each Site that collects Personal Information or Credit Card Information.

While we strive to protect your information through security measures on our system, such security cannot be guaranteed. Consequently, we do not insure or warrant the security of information you transmit, and you do so at your own risk.

We do not offer or provide products and services for children. If you are under eighteen (18) years of age, you may not use our Site. We do not intend to collect Personal Information from children. If your child has submitted Personal Information and you would like to request that such information be removed, you may contact us via one of the contact methods described on the Site and we will promptly remove such information and shall not use such information. Users under the age of eighteen and their parents or guardians are advised that any Personal Information voluntarily entered by children may be available for public access until the Company becomes aware that a user is under the age of thirteen and has had a reasonable opportunity to remove the information from the site.

You may review your information at any time by logging into the Site. You may make changes to the information you have submitted at any time through the Site. You may contact the Company via one of the contact methods described on the Site if you wish to discuss any issues regarding your information.

The Company may disclose potentially personally-identifying and personally-identifying information in response to a subpoena, court order or other governmental request, or when we believe in good faith that disclosure is reasonably necessary to protect the property or rights of the Company, third parties, or the public at large. The Company will make a reasonable effort to notify our customers of such a disclosure. However, any information that are attorney-client communications will be considered privileged to the extent legally permissible. The Company may notify the attorney of the subpoena, court order, or governmental request so that they may respond to the request. Furthermore, if an attorney who used the Company's services has been engaged, the Company may no longer disclose information on a good faith belief.

We may change this Privacy Policy from time-to-time. If we do make a change, we will post the revised Privacy Policy on this Site. We encourage you to review this Privacy Policy periodically. Questions, comments, or complaints about our privacy policies should be submitted to us via the methods described on the Site.